Thursday, December 29, 2011

Collection Agencies May Soon be Allowed to Call Your Cell Phone

It’s possible that debt collection agencies will soon be legally allowed to use so-called “robo-calls” to dial your cell phone, a practice that is currently banned. Both debt collectors and telemarketers will be wasting your minutes when they call you on your mobile devices if a bill passes that is now in the U.S. House of Representatives.

The proposed Mobile Informational Call Act would end the 1991 Telephone Consumer Protection Act, which stops automatic calls for informational purposes. Senator Charles Schumer (D-NY), is against this proposed new bill that could affect 83% of cell phone owners.

Those in favor of the new bill opine that it would make it easier for companies to pass along such important information to customers as flight cancellations, data breaches, account changes or fraud alerts. Supporters also say that most cell phone users have flat-rate plans. (I have not done research to know if this is true or not).
According to an article on www.abclocal.go.com by Carolina Leid, harassing calls by debt collection agencies are the source of more complaints to the FTC than any other industry. This bill would make it legal to have robo-harassment spill over to your cell phones, whether you are at work, at the park with your family or even when driving your car (hands-free, of course). At Macey Bankruptcy Law, we think that this is a very bad idea.

If you receive a call to your home or cell phone from a debt collection agency pestering you for money, demand proof that you do indeed owe the debt. If you are still unsure how to proceed, call the skilled bankruptcy attorneys from Macey Bankruptcy Law six days a week and evenings toll-free at 1-800-260-1402 for your initial complimentary consultation. We will take you through all necessary steps to protect your finances and your credit. For more information, log onto our new user-friendly and interactive site www.maceybankruptcylaw.com. Do not let aggressive debt collectors bully you. Filing bankruptcy stops those frightening calls, even to your mobile phones.

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